The first one, as you probably can imagine, is just simply outliving your money. Also known as "Longevity Risk".

This is easily the biggest concern that most retirees have, and it should be.

People are living longer, medicine has really come a long way, and people are much more healthy these days, so having your nest egg run out before you or your spouse pass on, is hands down the biggest fear, as it should be.

Believe it or not, there are ways to mitigate and eliminate this risk. It just takes proper education and planning.

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